Welcome to Jay Hernan Agency’s website (hereinafter referred to as “Site”). By accessing or using the Site, you agree to be bound by the following terms and conditions (hereinafter referred to as “Terms of Service”). If you do not agree to all the terms and conditions of this agreement, then you may not access the Site or use any services.

The Site is owned and operated by Jay Hernan Agency (hereinafter referred to as “we,” “us,” or “our”). The Site is offered for your personal use only. You may not use the Site for any commercial purpose without express written consent from us.

The Site may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such websites or services.

We reserve the right to modify or terminate the Site or any services offered on the Site at any time, without notice. We also reserve the right to refuse service to anyone for any reason at any time.

By accessing or using the Site, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not access or use the Site.

We reserve the right to update and change these Terms of Service at any time without notice. Any new features or tools which are added to the current Site shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page.